Alabama Marketplace intelligence

2026 ACA Marketplace coverage in Shelby County

Current CMS data gives Shelby County residents a local benchmark before comparing Marketplace coverage.

15,389

2026 Marketplace plan selections reported by CMS.

87.0%

of selections received advance premium tax credits (APTC).

$750$173

Average monthly premium and average after APTC among the CMS county measures.

Local premium benchmark

How the CMS averages compare

These county averages describe 2026 Marketplace selections; they are not a personal quote.

Average premium$750
Average after APTC$173

$577 lower on average among the reported measures (77% difference).

What this means when comparing coverage

CMS reports 13,390 APTC recipients in the county, with average APTC of $663. These are county-level historical Marketplace measures, not a quote or guarantee of your eligibility, premium, savings, plan availability, or provider network.

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Source: Centers for Medicare & Medicaid Services, 2026 OEP County-Level Public Use File · Verified September 17, 2026 · County FIPS 01117