ACA Marketplace in Pima County, Arizona: 2026 plan data

Local evidence

What stands out in Pima County's 2026 ACA Marketplace data?

CMS reports 46,020 plan selections in Pima County. That ranks #2 of 15 Arizona counties in this CoveragePath CMS dataset by Marketplace selections. This is enrollment context, not an estimate of how many county residents are eligible.

80.7% of reported selections received APTC. The average premium was $622 and the average after APTC was $247 — a $375 difference in these county-level CMS averages. These averages are not a personal quote or subsidy estimate.

For separate population context, the 2024 ACS uninsured estimate is 8.6%. ACS population insurance statistics and ACA Marketplace eligibility are different measures.

Local marketplace facts

What is available in Pima County?

Plan selections by age

Under 35: 33.3% · 35-54: 36.8% · 55-64: 28.5% · 65+: 1.4% Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)

Benchmark (second-lowest-cost) silver, monthly, age 40, before tax credits

$449 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)

Consumers eligible for cost-sharing reductions

13,059 of 46,020 (28.4%) Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)

New, returning and auto-renewed consumers

14.4% new to the Marketplace, 85.6% returning; 17,792 (38.7% of all) were automatically re-enrolled Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)

Insurers offering Marketplace plans

Ambetter from Arizona Complete Health, Antidote Health Plan of Arizona, Inc., Blue Cross Blue Shield of Arizona, Cigna HealthCare of Arizona, Inc, Imperial Insurance Companies, Inc., Oscar Health Plan, Inc., UnitedHealthcare Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)

Federally funded Navigator organization for this area

Arizona Association of Community Health Centers (AACHC) (in-person and virtual). Listed by CMS as a funded Navigator for this county; a listing is not an endorsement. Services and availability are set by the organization, so confirm with them directly. Source: CMS 2026-2027 Navigator Cooperative Agreement Awardees (budget period Aug 27, 2026 to Aug 26, 2027)

Lowest-cost bronze, monthly, age 40, before tax credits

$375 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)

Plan selections by metal level

Bronze 61.2% · Silver 34.9% · Gold 3.7% · Platinum, catastrophic and other 0.2% (of 46,020 selections) Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)

Plans by metal level

Bronze: 1 · Catastrophic: 1 · Expanded Bronze: 28 · Gold: 26 · Silver: 30 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)