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Florida · local Marketplace intelligence

ACA Marketplace in Brevard County, Florida: 2026 plan data

Quick answer · plan year 2026 data

In Brevard County, Florida, 8 insurers offered 152 individual-market medical plans for plan year 2026 (5 Bronze, 2 Catastrophic, 47 Expanded Bronze, 39 Gold, 9 Platinum, 50 Silver). The benchmark plan (second-lowest-cost silver) was $572 a month for a 40-year-old before tax credits, and the lowest-cost bronze (Bronze or Expanded Bronze tier) was $427. CMS counted 75,807 plan selections in Brevard County.

Insurers in the 2026 data: Ambetter Health, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Florida Health Care Plans, Health First Commercial Plans, Inc., Oscar Health Maintenance Organization of Florida, UnitedHealthcare, Wellpoint.

These are plan-year 2026 figures from CMS, not a 2027 plan list or a personal quote. What you pay depends on your age, household income and the plan you choose.

Use verified CMS county benchmarks to understand the local Marketplace before you compare your own coverage options. These measures provide context—not a personal quote.

75,807

2026 Marketplace plan selections reported by CMS.

89.3%

of selections received advance premium tax credits (APTC).

$724 → $162

Average monthly premium and average after APTC among the CMS county measures.

Local coverage context in Brevard County

Of the 75,807 Marketplace selections CMS reported for 2026, 12,820 were new consumers and 62,987 were returning consumers. CMS also reported 24,191 active reenrollees who switched plans.

CMS reported 33,397 Bronze and 33,153 Silver selections. It also reported 7,981 Gold selections. Metal level does not determine whether a particular plan fits your doctors, prescriptions or expected care.

For broader local context, Florida Department of Health's presentation of Census ACS 2024 data reports 60,891 uninsured residents under age 65 in Brevard County. A separate ACS measure reports 90.2% of non-institutionalized civilians had health insurance. These ACS estimates describe the county population; they are not Marketplace eligibility counts.

Population context: Florida Department of Health / U.S. Census Bureau ACS 5-year estimates, Table S2701 (2024).

Local premium benchmark

How the CMS averages compare

These county averages describe 2026 Marketplace selections; they are not a personal quote.

Average premium$724
Average after APTC$162

$562 lower on average among the reported measures (78% difference).

What this means when comparing coverage

CMS reports 67,679 APTC recipients in the county, with average APTC of $629. These are county-level historical Marketplace measures, not a quote or guarantee of your eligibility, premium, savings, plan availability, or provider network.

Check ACA eligibility factors · Understand Marketplace savings · Florida ACA overview

Your next step

Turn the county benchmark into a personal coverage decision.

County averages cannot tell you what you qualify for. Check your household eligibility factors first, then review Marketplace savings and get personal help if you want someone to walk through the options with you.

Local evidence

What stands out in Brevard County's 2026 ACA Marketplace data?

CMS reports 75,807 plan selections in Brevard County. That ranks #14 of 67 Florida counties in this CoveragePath CMS dataset by Marketplace selections. This is enrollment context, not an estimate of how many county residents are eligible.

89.3% of reported selections received APTC. The average premium was $724 and the average after APTC was $162 — a $562 difference in these county-level CMS averages. These averages are not a personal quote or subsidy estimate.

For separate population context, the 2024 ACS uninsured estimate is 9.8%. ACS population insurance statistics and ACA Marketplace eligibility are different measures.

Local marketplace facts

What is available in Brevard County?

Plan selections by age
Under 35: 35.6% · 35-54: 37.7% · 55-64: 25.4% · 65+: 1.4% Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
Benchmark (second-lowest-cost) silver, monthly, age 40, before tax credits
$572 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)
Consumers eligible for cost-sharing reductions
31,282 of 75,807 (41.3%) Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
New, returning and auto-renewed consumers
16.9% new to the Marketplace, 83.1% returning; 24,026 (31.7% of all) were automatically re-enrolled Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
Insurers offering Marketplace plans
Ambetter Health, Florida Blue (BlueCross BlueShield FL), Florida Blue HMO (a BlueCross BlueShield FL company), Florida Health Care Plans, Health First Commercial Plans, Inc., Oscar Health Maintenance Organization of Florida, UnitedHealthcare, Wellpoint Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)
Federally funded Navigator organization for this area
University of South Florida (virtual only). Listed by CMS as a funded Navigator for this county; a listing is not an endorsement. Services and availability are set by the organization, so confirm with them directly. Source: CMS 2026-2027 Navigator Cooperative Agreement Awardees (budget period Aug 27, 2026 to Aug 26, 2027)
Lowest-cost bronze, monthly, age 40, before tax credits
$427 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)
Plan selections by metal level
Bronze 44.1% · Silver 43.7% · Gold 10.5% · Platinum, catastrophic and other 1.7% (of 75,807 selections) Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
Plans by metal level
Bronze: 5 · Catastrophic: 2 · Expanded Bronze: 47 · Gold: 39 · Platinum: 9 · Silver: 50 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)

How Brevard County compares with Florida

Brevard County accounts for about 1.7% of the 2026 Marketplace selections in this Florida county dataset. These comparisons use the same sourced county inventory shown on this page.

The county average premium is -$82 versus the selection-weighted Florida county benchmark of $806.

The county average after APTC is +$56 versus the selection-weighted benchmark of $106.

The ACS county uninsured estimate is -1.7 points versus the population-weighted Florida county benchmark of 11.5%.

Method: premium benchmarks are weighted by Marketplace plan selections; the ACS uninsured benchmark is weighted by the ACS county population universe. Suppressed CMS values are not estimated.

Population coverage context

Health coverage context in Brevard County

9.8%

ACS estimate for the uninsured share of the Census S2701 population universe.

625,754

People in the ACS health-insurance coverage population universe for this county.

The U.S. Census Bureau's 2024 ACS 5-Year estimate describes population health-insurance coverage in Brevard County. It is useful local context, but it does not measure ACA Marketplace eligibility, enrollment, premiums, subsidies, or plan availability. The Marketplace figures above come separately from CMS.

Check the factors that affect ACA eligibility · Compare Florida Marketplace context

Population context source: U.S. Census Bureau, 2020-2024 ACS 5-Year Subject Table S2701 · County FIPS 12009

Source: Centers for Medicare & Medicaid Services, 2026 OEP County-Level Public Use File · Verified September 16, 2026 · County FIPS 12009