18,549
2026 Marketplace plan selections reported by CMS.
Florida Marketplace intelligence
2026 ACA Marketplace coverage in Monroe County
Current CMS data gives Monroe County residents a local benchmark before comparing Marketplace coverage.
93.1%
of selections received advance premium tax credits (APTC).
$1,478 → $163
Average monthly premium and average after APTC among the CMS county measures.
Local coverage context in Monroe County
Of the 18,549 Marketplace selections CMS reported for 2026, 2,209 were new consumers and 16,340 were returning consumers. CMS also reported 4,667 active reenrollees who switched plans.
Plan selections were not concentrated in a single metal level: CMS reported 9,657 Bronze, 8,675 Silver and 203 Gold selections. Metal level does not determine whether a particular plan fits your doctors, prescriptions or expected care.
For broader local context, Florida Department of Health's presentation of Census ACS 2024 data reports 10,017 uninsured residents under age 65 in Monroe County. These ACS estimates describe the county population; they are not Marketplace eligibility counts.
Population context: Florida Department of Health / U.S. Census Bureau ACS 5-year estimates, Table S2701 (2024).
What this means when comparing coverage
CMS reports 17,267 APTC recipients in the county, with average APTC of $1,413. These are county-level historical Marketplace measures, not a quote or guarantee of your eligibility, premium, savings, plan availability, or provider network.
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Source: Centers for Medicare & Medicaid Services, 2026 OEP County-Level Public Use File · Verified September 17, 2026 · County FIPS 12087