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Louisiana Marketplace intelligence

ACA Marketplace in St. Martin Parish, Louisiana: 2026 plan data

Quick answer · plan year 2026 data

In St. Martin Parish, Louisiana, 3 insurers offered 32 individual-market medical plans for plan year 2026 (4 Bronze, 7 Expanded Bronze, 9 Gold, 12 Silver). The benchmark plan (second-lowest-cost silver) was $730 a month for a 40-year-old before tax credits, and the lowest-cost bronze (Bronze or Expanded Bronze tier) was $504. CMS counted 2,937 plan selections in St. Martin Parish.

Insurers in the 2026 data: Blue Cross and Blue Shield of Louisiana, HMO Louisiana, UnitedHealthcare.

These are plan-year 2026 figures from CMS, not a 2027 plan list or a personal quote. What you pay depends on your age, household income and the plan you choose.

Use verified 2026 CMS parish evidence as a local benchmark when comparing Marketplace coverage. Historical averages are context, not a personal quote or current plan list.

2,937

2026 Marketplace plan selections reported by CMS.

91.4%

of selections received advance premium tax credits (APTC).

$871 → $132

Average monthly premium and average after APTC among the CMS parish measures.

Local premium benchmark

How the CMS averages compare

These parish averages describe 2026 Marketplace selections; they are not a personal quote.

Average premium$871
Average after APTC$132

$739 lower on average among the reported measures (85% difference).

What this means when comparing coverage

CMS reports 2,684 APTC recipients in the parish, with average APTC of $808. These are parish-level historical Marketplace measures, not a quote or guarantee of your eligibility, premium, savings, plan availability, or provider network.

Check ACA eligibility factors · Understand Marketplace savings · Louisiana ACA overview

Your next step

Turn the parish benchmark into a personal coverage decision.

Parish averages cannot tell you what you qualify for. Check your household eligibility factors first, then review Marketplace savings and get personal help if you want someone to walk through the options with you.

Local evidence

What stands out in St. Martin Parish's 2026 ACA Marketplace data?

CMS reports 2,937 plan selections in St. Martin Parish. That ranks #21 of 64 Louisiana parishes in this CoveragePath CMS dataset by Marketplace selections. This is enrollment context, not an estimate of how many parish residents are eligible.

91.4% of reported selections received APTC. The average premium was $871 and the average after APTC was $132 — a $739 difference in these parish-level CMS averages. These averages are not a personal quote or subsidy estimate.

For separate population context, the 2024 ACS uninsured estimate is 6.1%. ACS population insurance statistics and ACA Marketplace eligibility are different measures.

Local marketplace facts

What is available in St. Martin Parish?

Plan selections by age
Under 35: 27.4% · 35-54: 42.9% · 55-64: 29.2% · 65+: 0.6% Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
Benchmark (second-lowest-cost) silver, monthly, age 40, before tax credits
$730 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)
Consumers eligible for cost-sharing reductions
587 of 2,937 (20.0%) Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
New, returning and auto-renewed consumers
8.6% new to the Marketplace, 91.4% returning; 1,679 (57.2% of all) were automatically re-enrolled Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
Insurers offering Marketplace plans
Blue Cross and Blue Shield of Louisiana, HMO Louisiana, UnitedHealthcare Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)
Federally funded Navigator organization for this area
Southwest Louisiana Area Health Education Center (SWLAHEC) (statewide (delivery format not specified by CMS)). Listed by CMS as a funded Navigator for this parish; a listing is not an endorsement. Services and availability are set by the organization, so confirm with them directly. Source: CMS 2026-2027 Navigator Cooperative Agreement Awardees (budget period Aug 27, 2026 to Aug 26, 2027)
Lowest-cost bronze, monthly, age 40, before tax credits
$504 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)
Plan selections by metal level
Bronze 73.2% · Silver 21.7% · Gold 5.1% · Platinum, catastrophic and other 0.0% (of 2,937 selections) Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
Plans by metal level
Bronze: 4 · Expanded Bronze: 7 · Gold: 9 · Silver: 12 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)

How St. Martin Parish compares with Louisiana

St. Martin Parish accounts for about 1.0% of the 2026 Marketplace selections in this Louisiana parish dataset. These comparisons use the same sourced parish inventory shown on this page.

The parish average premium is +$112 versus the selection-weighted Louisiana parish benchmark of $759.

The parish average after APTC is -$12 versus the selection-weighted benchmark of $144.

The ACS parish uninsured estimate is -1.7 points versus the population-weighted Louisiana parish benchmark of 7.8%.

Method: premium benchmarks are weighted by Marketplace plan selections; the ACS uninsured benchmark is weighted by the ACS parish population universe. Suppressed CMS values are not estimated.

Population coverage context

Health coverage context in St. Martin Parish

6.1%

ACS estimate for the uninsured share of the Census S2701 population universe.

50,912

People in the ACS health-insurance coverage population universe for this parish.

The U.S. Census Bureau's 2024 ACS 5-Year estimate describes population health-insurance coverage in St. Martin Parish. It is useful local context, but it does not measure ACA Marketplace eligibility, enrollment, premiums, subsidies, or plan availability. The Marketplace figures above come separately from CMS.

Check the factors that affect ACA eligibility · Compare Louisiana Marketplace context

Population context source: U.S. Census Bureau, 2020-2024 ACS 5-Year Subject Table S2701 · Parish FIPS 22099

Source: Centers for Medicare & Medicaid Services, 2026 OEP County-Level Public Use File · Verified September 18, 2026 · Parish FIPS 22099