10,427
2026 Marketplace plan selections reported by CMS.
Oregon Marketplace intelligence
ACA Marketplace in Deschutes County, Oregon: 2026 plan data
Quick answer · plan year 2026 data
In Deschutes County, Oregon, 5 insurers offered 41 individual-market medical plans for plan year 2026 (16 Expanded Bronze, 12 Gold, 13 Silver). The benchmark plan (second-lowest-cost silver) was $556 a month for a 40-year-old before tax credits, and the lowest-cost bronze (Bronze or Expanded Bronze tier) was $466. CMS counted 10,427 plan selections in Deschutes County.
Insurers in the 2026 data: BridgeSpan Health Company, Moda Health Plan, Inc., PacificSource Health Plans, Providence Health Plan, Regence BlueCross BlueShield of Oregon.
These are plan-year 2026 figures from CMS, not a 2027 plan list or a personal quote. What you pay depends on your age, household income and the plan you choose.
Use verified 2026 CMS county evidence as a local benchmark when comparing Marketplace coverage. Historical averages are context, not a personal quote or current plan list.
56.0%
of selections received advance premium tax credits (APTC).
$730 → $441
Average monthly premium and average after APTC among the CMS county measures.
Local premium benchmark
How the CMS averages compare
These county averages describe 2026 Marketplace selections; they are not a personal quote.
Average premium$730
Average after APTC$441
$289 lower on average among the reported measures (40% difference).
What this means when comparing coverage
CMS reports 5,839 APTC recipients in the county, with average APTC of $515. These are county-level historical Marketplace measures, not a quote or guarantee of your eligibility, premium, savings, plan availability, or provider network.
Check ACA eligibility factors · Understand Marketplace savings · Oregon ACA overview
Local evidence
What stands out in Deschutes County's 2026 ACA Marketplace data?
CMS reports 10,427 plan selections in Deschutes County. That ranks #4 of 36 Oregon counties in this CoveragePath CMS dataset by Marketplace selections. This is enrollment context, not an estimate of how many county residents are eligible.
56.0% of reported selections received APTC. The average premium was $730 and the average after APTC was $441 — a $289 difference in these county-level CMS averages. These averages are not a personal quote or subsidy estimate.
For separate population context, the 2024 ACS uninsured estimate is 6.2%. ACS population insurance statistics and ACA Marketplace eligibility are different measures.
Local marketplace facts
What is available in Deschutes County?
- Plan selections by age
- Under 35: 28.9% · 35-54: 37.8% · 55-64: 32.9% · 65+: 0.4% Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
- Benchmark (second-lowest-cost) silver, monthly, age 40, before tax credits
- $556 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)
- Consumers eligible for cost-sharing reductions
- 1,245 of 10,427 (11.9%) Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
- New, returning and auto-renewed consumers
- 13.1% new to the Marketplace, 86.9% returning; 2,767 (26.5% of all) were automatically re-enrolled Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
- Insurers offering Marketplace plans
- BridgeSpan Health Company, Moda Health Plan, Inc., PacificSource Health Plans, Providence Health Plan, Regence BlueCross BlueShield of Oregon Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)
- Lowest-cost bronze, monthly, age 40, before tax credits
- $466 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)
- Plan selections by metal level
- Bronze 61.3% · Silver 27.2% · Gold 11.6% · Platinum, catastrophic and other 0.0% (of 10,427 selections) Source: CMS 2026 Open Enrollment Period County-Level Public Use File (2026-oep-county-level-public-use-file.zip, sha256 020e6531b06497f0)
- Plans by metal level
- Expanded Bronze: 16 · Gold: 12 · Silver: 13 Source: CMS QHP Landscape PUF, plan year 2026, individual market medical (individual_market_medical.zip, sha256 4ae312a4e2fc9b41)
How Deschutes County compares with Oregon
Deschutes County accounts for about 8.8% of the 2026 Marketplace selections in this Oregon county dataset. These comparisons use the same sourced county inventory shown on this page.
The county average premium is -$11 versus the selection-weighted Oregon county benchmark of $741.
The county average after APTC is +$15 versus the selection-weighted benchmark of $426.
The ACS county uninsured estimate is +0.3 points versus the population-weighted Oregon county benchmark of 5.9%.
Method: premium benchmarks are weighted by Marketplace plan selections; the ACS uninsured benchmark is weighted by the ACS county population universe. Suppressed CMS values are not estimated.
Population coverage context
Health coverage context in Deschutes County
6.2%
ACS estimate for the uninsured share of the Census S2701 population universe.
205,527
People in the ACS health-insurance coverage population universe for this county.
The U.S. Census Bureau's 2024 ACS 5-Year estimate describes population health-insurance coverage in Deschutes County. It is useful local context, but it does not measure ACA Marketplace eligibility, enrollment, premiums, subsidies, or plan availability. The Marketplace figures above come separately from CMS.
Check the factors that affect ACA eligibility · Compare Oregon Marketplace context
Population context source: U.S. Census Bureau, 2020-2024 ACS 5-Year Subject Table S2701 · County FIPS 41017
Source: Centers for Medicare & Medicaid Services, 2026 OEP County-Level Public Use File · Verified September 19, 2026 · County FIPS 41017