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South Dakota Marketplace intelligence

2027 ACA Marketplace in Mellette County

Use verified 2026 CMS county evidence as a local benchmark while comparing 2027 Marketplace coverage. Historical averages are context, not a personal quote or current plan list.

140

2026 Marketplace plan selections reported by CMS.

89.3%

of selections received advance premium tax credits (APTC).

$766 → $166

Average monthly premium and average after APTC among the CMS county measures.

Local premium benchmark

How the CMS averages compare

These county averages describe 2026 Marketplace selections; they are not a personal quote.

Average premium$766
Average after APTC$166

$600 lower on average among the reported measures (78% difference).

What this means when comparing coverage

CMS reports 125 APTC recipients in the county, with average APTC of $672. These are county-level historical Marketplace measures, not a quote or guarantee of your eligibility, premium, savings, plan availability, or provider network.

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Your next step

Turn the county benchmark into a personal coverage decision.

County averages cannot tell you what you qualify for. Check your household eligibility factors first, then review Marketplace savings and get personal help if you want someone to walk through the options with you.

Local evidence

What stands out in Mellette County's 2026 ACA Marketplace data?

CMS reports 140 plan selections in Mellette County. That ranks #60 of 66 South Dakota counties in this CoveragePath CMS dataset by Marketplace selections. This is enrollment context, not an estimate of how many county residents are eligible.

89.3% of reported selections received APTC. The average premium was $766 and the average after APTC was $166 — a $600 difference in these county-level CMS averages. These averages are not a personal quote or subsidy estimate.

For separate population context, the 2024 ACS uninsured estimate is 25.0%. ACS population insurance statistics and ACA Marketplace eligibility are different measures.

How Mellette County compares with South Dakota

Mellette County accounts for about 0.3% of the 2026 Marketplace selections in this South Dakota county dataset. These comparisons use the same sourced county inventory shown on this page.

The county average premium is +$82 versus the selection-weighted South Dakota county benchmark of $684.

The county average after APTC is -$45 versus the selection-weighted benchmark of $211.

The ACS county uninsured estimate is +16.0 points versus the population-weighted South Dakota county benchmark of 9.0%.

Method: premium benchmarks are weighted by Marketplace plan selections; the ACS uninsured benchmark is weighted by the ACS county population universe. Suppressed CMS values are not estimated.

Population coverage context

Health coverage context in Mellette County

25.0%

ACS estimate for the uninsured share of the Census S2701 population universe.

1,897

People in the ACS health-insurance coverage population universe for this county.

The U.S. Census Bureau's 2024 ACS 5-Year estimate describes population health-insurance coverage in Mellette County. It is useful local context, but it does not measure ACA Marketplace eligibility, enrollment, premiums, subsidies, or plan availability. The Marketplace figures above come separately from CMS.

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Population context source: U.S. Census Bureau, 2020-2024 ACS 5-Year Subject Table S2701 · County FIPS 46095

Source: Centers for Medicare & Medicaid Services, 2026 OEP County-Level Public Use File · Verified September 19, 2026 · County FIPS 46095