West Virginia Marketplace intelligence

2026 ACA Marketplace coverage in Berkeley County

Current CMS data gives Berkeley County residents a local benchmark before comparing Marketplace coverage.

4,645

2026 Marketplace plan selections reported by CMS.

88.8%

of selections received advance premium tax credits (APTC).

$1,131$197

Average monthly premium and average after APTC among the CMS county measures.

Local premium benchmark

How the CMS averages compare

These county averages describe 2026 Marketplace selections; they are not a personal quote.

Average premium$1,131
Average after APTC$197

$934 lower on average among the reported measures (83% difference).

What this means when comparing coverage

CMS reports 4,125 APTC recipients in the county, with average APTC of $1,051. These are county-level historical Marketplace measures, not a quote or guarantee of your eligibility, premium, savings, plan availability, or provider network.

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Population coverage context

Health coverage context in Berkeley County

5.9%

ACS estimate for the uninsured share of the Census S2701 population universe.

128,261

People in the ACS health-insurance coverage population universe for this county.

The U.S. Census Bureau's 2024 ACS 5-Year estimate describes population health-insurance coverage in Berkeley County. It is useful local context, but it does not measure ACA Marketplace eligibility, enrollment, premiums, subsidies, or plan availability. The Marketplace figures above come separately from CMS.

Check the factors that affect ACA eligibility · Compare West Virginia Marketplace context

Population context source: U.S. Census Bureau, 2020-2024 ACS 5-Year Subject Table S2701 · County FIPS 54003

Source: Centers for Medicare & Medicaid Services, 2026 OEP County-Level Public Use File · Verified September 19, 2026 · County FIPS 54003