2027 Open Enrollment
When can I enroll in ACA coverage for 2027?
Marketplace Open Enrollment for 2027 coverage begins November 1. Preparing early gives you time to update household information, understand potential savings and compare plans when 2027 options are available.
The three dates to know.
Open Enrollment starts for 2027 Marketplace coverage.
Enroll or change plans by this date for coverage to start January 1.
Open Enrollment ends. After this date, most people need a qualifying Special Enrollment Period.
Prepare now
What should I do before November 1?
Estimate your expected 2027 household income, confirm who will be in your tax household, make a list of doctors and prescriptions you want to consider, and review your current coverage. Marketplace savings use your expected income for the coverage year, so current information matters.
CoveragePath uses official Marketplace guidance as the source of truth and will update 2027 plan-specific information as authoritative data becomes available.
Sources
Current dates and preparation guidance are based on HealthCare.gov Marketplace guidance. CoveragePath is an independent educational resource and is not HealthCare.gov.