31,347
2026 Marketplace plan selections reported by CMS.
Florida Marketplace intelligence
2026 ACA Marketplace coverage in Bay County
Current CMS data gives Bay County residents a local benchmark before comparing Marketplace coverage.
93.3%
of selections received advance premium tax credits (APTC).
$797 → $126
Average monthly premium and average after APTC among the CMS county measures.
Local coverage context in Bay County
Of the 31,347 Marketplace selections CMS reported for 2026, 5,771 were new consumers and 25,576 were returning consumers. CMS also reported 9,703 active reenrollees who switched plans.
Plan selections were not concentrated in a single metal level: CMS reported 11,697 Bronze, 17,958 Silver and 1,647 Gold selections. Metal level does not determine whether a particular plan fits your doctors, prescriptions or expected care.
For broader local context, Florida Department of Health's presentation of Census ACS 2024 data reports 26,143 uninsured residents under age 65 in Bay County. These ACS estimates describe the county population; they are not Marketplace eligibility counts.
Population context: Florida Department of Health / U.S. Census Bureau ACS 5-year estimates, Table S2701 (2024).
What this means when comparing coverage
CMS reports 29,255 APTC recipients in the county, with average APTC of $719. These are county-level historical Marketplace measures, not a quote or guarantee of your eligibility, premium, savings, plan availability, or provider network.
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Source: Centers for Medicare & Medicaid Services, 2026 OEP County-Level Public Use File · Verified September 16, 2026 · County FIPS 12005