Florida Marketplace intelligence

2026 ACA Marketplace coverage in Charlotte County

Current CMS data gives Charlotte County residents a local benchmark before comparing Marketplace coverage.

27,087

2026 Marketplace plan selections reported by CMS.

91.7%

of selections received advance premium tax credits (APTC).

$869$138

Average monthly premium and average after APTC among the CMS county measures.

Local coverage context in Charlotte County

Of the 27,087 Marketplace selections CMS reported for 2026, 4,875 were new consumers and 22,212 were returning consumers. CMS also reported 9,019 active reenrollees who switched plans.

Plan selections were not concentrated in a single metal level: CMS reported 12,612 Bronze, 13,588 Silver and 828 Gold selections. Metal level does not determine whether a particular plan fits your doctors, prescriptions or expected care.

For broader local context, Florida Department of Health's presentation of Census ACS 2024 data reports 18,521 uninsured residents under age 65 in Charlotte County. These ACS estimates describe the county population; they are not Marketplace eligibility counts.

Population context: Florida Department of Health / U.S. Census Bureau ACS 5-year estimates, Table S2701 (2024).

What this means when comparing coverage

CMS reports 24,838 APTC recipients in the county, with average APTC of $797. These are county-level historical Marketplace measures, not a quote or guarantee of your eligibility, premium, savings, plan availability, or provider network.

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Source: Centers for Medicare & Medicaid Services, 2026 OEP County-Level Public Use File · Verified September 16, 2026 · County FIPS 12015