26,556
2026 Marketplace plan selections reported by CMS.
Florida · local Marketplace intelligence
2027 ACA Marketplace in Hernando County
Use verified CMS county benchmarks to understand the local Marketplace before you compare your own coverage options. These measures provide context—not a personal quote.
93.2%
of selections received advance premium tax credits (APTC).
$809 → $126
Average monthly premium and average after APTC among the CMS county measures.
Local coverage context in Hernando County
Of the 26,556 Marketplace selections CMS reported for 2026, 3,821 were new consumers and 22,735 were returning consumers. CMS also reported 8,072 active reenrollees who switched plans.
CMS reported 12,768 Bronze and 11,139 Silver selections. It also reported 2,565 Gold selections. Metal level does not determine whether a particular plan fits your doctors, prescriptions or expected care.
For broader local context, Florida Department of Health's presentation of Census ACS 2024 data reports 22,769 uninsured residents under age 65 in Hernando County. These ACS estimates describe the county population; they are not Marketplace eligibility counts.
Population context: Florida Department of Health / U.S. Census Bureau ACS 5-year estimates, Table S2701 (2024).
Local premium benchmark
How the CMS averages compare
These county averages describe 2026 Marketplace selections; they are not a personal quote.
Average premium$809
Average after APTC$126
$683 lower on average among the reported measures (84% difference).
What this means when comparing coverage
CMS reports 24,742 APTC recipients in the county, with average APTC of $734. These are county-level historical Marketplace measures, not a quote or guarantee of your eligibility, premium, savings, plan availability, or provider network.
Check ACA eligibility factors · Understand Marketplace savings · Florida ACA overview
Local evidence
What stands out in Hernando County's 2026 ACA Marketplace data?
CMS reports 26,556 plan selections in Hernando County. That ranks #27 of 67 Florida counties in this CoveragePath CMS dataset by Marketplace selections. This is enrollment context, not an estimate of how many county residents are eligible.
93.2% of reported selections received APTC. The average premium was $809 and the average after APTC was $126 — a $683 difference in these county-level CMS averages. These averages are not a personal quote or subsidy estimate.
For separate population context, the 2024 ACS uninsured estimate is 11.2%. ACS population insurance statistics and ACA Marketplace eligibility are different measures.
Local marketplace facts
What is available in Hernando County?
- Plan selections by age
- Under 35: 34.2% · 35-54: 38.5% · 55-64: 25.8% · 65+: 1.4% Source: CMS 2026 Open Enrollment Period County-Level PUF (sha256 2857e5932d4d)
- Consumers eligible for cost-sharing reductions
- 10,699 of 26,556 (40.3%) Source: CMS 2026 Open Enrollment Period County-Level PUF (sha256 2857e5932d4d)
- New, returning and auto-renewed consumers
- 14.4% new to the Marketplace, 85.6% returning; 7,858 (29.6% of all) were automatically re-enrolled Source: CMS 2026 Open Enrollment Period County-Level PUF (sha256 2857e5932d4d)
- Plan selections by metal level
- Bronze 48.1% · Silver 41.9% · Gold 9.7% · Platinum, catastrophic and other 0.3% (of 26,556 selections) Source: CMS 2026 Open Enrollment Period County-Level PUF (sha256 2857e5932d4d)
How Hernando County compares with Florida
Hernando County accounts for about 0.6% of the 2026 Marketplace selections in this Florida county dataset. These comparisons use the same sourced county inventory shown on this page.
The county average premium is +$3 versus the selection-weighted Florida county benchmark of $806.
The county average after APTC is +$20 versus the selection-weighted benchmark of $106.
The ACS county uninsured estimate is -0.3 points versus the population-weighted Florida county benchmark of 11.5%.
Method: premium benchmarks are weighted by Marketplace plan selections; the ACS uninsured benchmark is weighted by the ACS county population universe. Suppressed CMS values are not estimated.
Population coverage context
Health coverage context in Hernando County
11.2%
ACS estimate for the uninsured share of the Census S2701 population universe.
205,223
People in the ACS health-insurance coverage population universe for this county.
The U.S. Census Bureau's 2024 ACS 5-Year estimate describes population health-insurance coverage in Hernando County. It is useful local context, but it does not measure ACA Marketplace eligibility, enrollment, premiums, subsidies, or plan availability. The Marketplace figures above come separately from CMS.
Check the factors that affect ACA eligibility · Compare Florida Marketplace context
Population context source: U.S. Census Bureau, 2020-2024 ACS 5-Year Subject Table S2701 · County FIPS 12053
Source: Centers for Medicare & Medicaid Services, 2026 OEP County-Level Public Use File · Verified September 16, 2026 · County FIPS 12053